Terms of Service

Welcome to Galeon Asset Management ("Galeon," "we," "us," or "our"). These Terms of Service ("terms") govern your access to and use of the Galeon Asset Management website located at galeonam.com (the "site") and the services provided through the site. By accessing or using the site, you agree to be bound by these terms. If you do not agree to these terms, please do not use the site.

Description of Services

Galeon Asset Management offers financial services through our partner, IPI Wealth Management, a firm registered with the Securities and Exchange Commission (SEC), the Securities Investor Protection Corporation (SIPC), and the Financial Industry Regulatory Authority (FINRA). Galeon Asset Management is located in Dubuque, Iowa, and provides the following services to individual and institutional clients:

Financial Planning
Investment Planning
Estate Planning
Tax Strategy
Retirement Planning

These terms apply to your use of the site and any related services accessible through the site, including client account access and contact features.

Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts to use our site and services. By using the site, you represent and warrant that you meet these eligibility requirements.

User Accounts

Account Creation and Security

To access certain features of the site, including client account portals, you may be required to create an account. You agree to:

1. Provide accurate, current, and complete information during registration
2. Maintain and promptly update your account information
3. Maintain the security and confidentiality of your login credentials
4. Notify us immediately of any unauthorized use of your account
5. Accept responsibility for all activities that occur under your account

Account Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for violation of these terms or for any other reason at our sole discretion.

Use of the Site

Permitted Use

You may use the site for lawful purposes only and in accordance with these terms. You agree not to:

1. Use the site in any way that violates applicable federal, state, or local laws or regulations.
2. Attempt to gain unauthorized access to any portion of the site or any networks connected to the site.
3. Interfere with or disrupt the site or servers or networks connected to the site.
4. Use any automated system, including "robots," "spiders," or "scrapers," to access the site.
5. Transmit any viruses, malware, or other harmful code.
6. Impersonate any person or entity or misrepresent your affiliation with any person or entity.
7. Collect or harvest any personally identifiable information from the site.

Prohibited Activities

You may not use the site to engage in any fraudulent, abusive, or otherwise illegal activity, or to solicit the performance of any illegal activity or other activity that infringes our rights or the rights of others.

Intellectual Property Rights

Site Content

The site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Galeon Asset Management, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Limited License

Subject to your compliance with these terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the site for your personal or internal business purposes. This license does not include any right to:

1. Modify or copy the materials.
2. Use the materials for any commercial purpose or public display.
3. Remove any copyright or other proprietary notations from the materials.
4. Transfer the materials to another person or entity.

Investment and Financial Information

Not Investment Advice

Information provided on the site is for informational purposes only and should not be construed as investment advice, a recommendation, or an offer or solicitation to buy or sell any security or investment product. You should not rely solely on information from the site when making investment decisions.

No Warranties on Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information on the site. Market data and investment information may be delayed or inaccurate.

Client Relationships

Formal investment advisory relationships are established through separate written agreements. These terms do not create an investment advisory relationship between you and Galeon Asset Management.

Regulatory Disclosures

Galeon Asset Management offers financial services through our partner, IPI Wealth Management who is registered with the SEC as an investment adviser and is a member of FINRA and SIPC. Specific brokers can be identified via the FNRA Broker Check link (https://brokercheck.finra.org/). Additional regulatory disclosures, including our Form ADV, are available upon request and may be accessed through the SEC's website at www.adviserinfo.sec.gov. Investment advisory services involve risk, including the possible loss of principal. Past performance does not guarantee future results.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information are governed by our partner, IPI Wealth Management’s  Privacy Policy (https://myipiwealth.com/privacy-policy/), which is incorporated into these terms by reference. By using the site, you consent to our collection and use of your information as described in the Privacy Policy.

Third-Party Links and Content

The site may contain links to third-party websites or services that are not owned or controlled by Galeon Asset Management. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services with the exception of those of our partner, IPI Wealth Management. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such third-party content, goods, or services.

Disclaimers and Limitations of Liability

Disclaimer of Warranties

THE SITE AND ALL INFORMATION, CONTENT, MATERIALS, AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. GALEON ASSET MANAGEMENT MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT, MATERIALS, OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SITE.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, GALEON ASSET MANAGEMENT DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL GALEON ASSET MANAGEMENT, ITS AFFILIATES, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

1. Your access to or use of or inability to access or use the site.
2. Any conduct or content of any third party on the site.
3. Any content obtained from the site.
4. Unauthorized access, use, or alteration of your transmissions or content.

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES OR LIABILITY, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You agree to defend, indemnify, and hold harmless Galeon Asset Management, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these terms or your use of the site.

Modifications to Terms

We reserve the right to modify or replace these terms at any time at our sole discretion. If we make material changes to these terms, we will provide notice by posting the updated terms on the site and updating the "Effective Date" at the top of these terms. Your continued use of the site after any such changes constitutes your acceptance of the new terms.

Modifications to the Site

We reserve the right to modify, suspend, or discontinue the site (or any part or content thereof) at any time with or without notice to you. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the site.

Severability

If any provision of these terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired.

Waiver

No waiver by Galeon Asset Management of any term or condition set forth in these terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure to assert a right or provision under these terms shall not constitute a waiver of such right or provision.

Entire Agreement

These Terms, together with our partner, IPI Wealth Management’s Privacy Policy (https://myipiwealth.com/privacy-policy/, constitute the entire agreement between you and Galeon Asset Management regarding your use of the site and supersede all prior agreements and understandings, whether written or oral.

Contact Information

If you have any questions about these terms, please contact us at:

Galeon Asset Management
3388 Kennedy Cir. Ste F
Dubuque, Iowa 52002
Phone: 563-583-3585

By using the Galeon Asset Management website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

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